Ukuhunyushwa kwephupho ngemali yephepha eliluhlaza ephusheni ngu-Ibn Sirin

Akungabazeki ukuthi imali ibaluleke kakhulu kuwo wonke umuntu, ngakho sithola ukuthi akekho umuntu ongafisi ukuyithola, ikakhulukazi imali yedola, efanekiselwa yimali eluhlaza, ngakho sithola ukuthi ukuyibona ukuphupha nganoma iyiphi indlela kusikisela ukuba nethemba kumphuphi, futhi lapha sizofunda incazelo Ukuhunyushwa kwephupho ngemali yephepha eliluhlaza ephusheni Ake siqonde kabanzi ukuthi imeleni.

Iyini incazelo yephupho ngemali yephepha eliluhlaza ephusheni?

• Ukubona imali yephepha eliluhlaza ephusheni Kusikisela ukuziphilisa okubanzi kanye nemali eningi kulowo ophuphayo, ngakho-ke kuzoba izindaba ezinhle kuye ukuthi uzothola imali eningi phakathi nesigaba esilandelayo sokuphila kwakhe.
• ukuthi Ukuhunyushwa kwephupho mayelana nama-banknotes aluhlaza Lokhu kukhomba ukuthi umphuphi wayezikhulula zonke izikweletu ayezikweleta, futhi lokhu kungenxa yobuningi bokuziphilisa ayekuthola kuNkulunkulu (uMninimandla Onke noPhakeme), okwakumenza akhokhele zonke izikweletu zakhe futhi athole zonke izidingo ezibalulekile azidingayo.
• Umbono uveza ukuthi wayekwazi ukufinyelela konke ayekufisa, futhi lokhu kwamenza wafinyelela imigomo yakhe ngenjabulo nangenjabulo.
• Ukuyithola ephusheni kuwubufakazi bokuphela kwezinkinga nezimbangi umphuphi ahlala nazo.

Ukuhunyushwa kwephupho ngemali yephepha eliluhlaza ngu-Ibn Sirin

• Uma umphuphi ebona ukuthi uyithatha kumuntu, lokhu kubonisa ukuthi uzozuza inzuzo ebalulekile ekuphileni kwakhe okuzomenza abe ngcono kunangaphambili, futhiUmbono ubonisa ukuthi umphuphi uzothola umsebenzi ayewufuna, ozombeka esikhundleni esihloniphekile nesingenakuqhathaniswa.
• Umbono ubonisa ukuthi umphuphi unezimfanelo ezinhle phakathi kwawo wonke umuntu, futhi lokhu kumenza athandeke phakathi kwabanye, futhi bayakujabulela ukubhekana naye, ngisho noma ephupha. Uma umphuphi enokukhathala noma ubuhlungu emzimbeni wakhe, lo mbono umezisa ukuthi azi isizathu salobu buhlungu futhi alulaphe unomphela.
• Ukubona leli phupho kuwubufakazi bokuphila ngokunethezeka okwedlulele ngaphandle kwezinkinga, futhiUkuyishisa ephusheni kuwumonakalo omkhulu kumboni kanye nokulahlekelwa kwakhe yonke imali yakhe ayeyiqoqile ngaphambili.
• Uma bekukuningi futhi okusha ephusheni, ngephupho mayelana nokuhle okulindelwe lo muntu ukuze amenze afinyelele yonke imigomo yakhe ekuphileni, Kodwa uma elibona lingemusha futhi libukeka lonakele, lokho kusho ukuthi akafisi lutho olukhethekile ekuphileni, njengoba efuna ukujabulisa iNkosi yakhe ngaphandle kokubheka okunye.
• Uma ebona ukuthi kukhona umuntu omnika imali, kodwa engakwazi ukumazi, lokho kusho ukuthi udebeselele ngokusobala emithandazweni yakhe, futhi umbono uyisixwayiso kuye ngesidingo sokusondela eNkosini yakhe ukuze aphenduke futhi amamukele. ngendlela enhle ekuphileni kwangemva kokufa.

Iyini incazelo yephupho ngemali yephepha eliluhlaza kwabesifazane abangashadile?

Owesifazane ongashadile uphupha izifiso eziningi afisa ukuzifeza, ngakho iphupho liyizindaba ezinhle kuye, njengoba libonisa:

• Ukufinyelela izikhungo ezibalulekile emfundweni nasezifundweni zakhe, futhi lokhu kumenza aphakame abe ngomunye wabantu ababalulekile esikhathini esizayo, njengoba efinyelela konke akudingayo ngesikhathi esifushane ngenxa yokusebenza kanzima nokukhathala kwakhe.
• Iphupho lingase libonise ukuthi uzohlotshaniswa nomuntu ofanelekayo esikhathini esizayo, futhi lokhu kuzomjabulisa kakhulu nomlingani wakhe, ayevame ukuphupha ngaye, nokuthi uzoba omunye wabacebile ukufeza konke akufisayo.

Phakathi kokubi kwaleli phupho kwabesifazane abangashadile kukhona:

• Sithola ukuthi lombono awuvezi lutho olulimazayo kuwo ngaphandle uma ulahleka imali kuwo ngephupho, uma uvezwa lolu daba, kungaba yisixwayiso kuwo ukuthi kunezinkinga ezimbalwa esikhathini esizayo okungenzeka ezibangelwa izinhlekelele ezingenakubalwa.

Iyini incazelo yephupho ngemali ye-green paper yowesifazane oshadile?

• Lapho embona eyithola kumyeni wakhe, lokhu kuqinisekisa ukuthi uhlala ejabule naye ngoba unomusa futhi uthambile, futhiUma engenabantwana futhi umyeni wakhe emnika le mali, lokhu kubonisa ukuthi uzokhulelwa esikhathini esizayo esiseduze, futhi axazulule inkinga yokuzala.
• Ubonisa nokuthi lo myeni unesithakazelo ekumnikeni iseluleko esibalulekile okufanele asilandele ukuze ukuphila kuqhubeke phakathi kwabo ngenjabulo nokwaneliseka, futhi angase aveze ukuthi bahlanganyela kahle ekuphileni komkhaya wabo.
• Umbono ubonisa ukuthi wenelisekile ngokuphila kwakhe nomyeni wakhe, yingakho ephila nenjabulo engenakuqhathaniswa, futhi ujabulela ukuzinza nokuphila okunethezekile emzini wakhe ngaphandle kokuzizwa ekhathazekile noma edabukile.
• Kodwa uma kunguye omnika le mali, udaba lukhomba ukuthi ucela imisebenzi eminingi emenza angakwazi ukuyenza ngenxa yokushoda kwemali, futhi.Mhlawumbe kubonisa ukuthi uyabambisana futhi uhlanganyela naye kuzo zonke izindaba zasekhaya, ngakho ukuphila phakathi kwabo kumnandi futhi akunazinkinga.
• Uma umuntu emnika imali ephusheni, lokhu kubonisa ukuthi uzodlula kunoma yisiphi isithiyo empilweni yakhe, kungakhathaliseki ukuthi kunzima kangakanani.Uma ezibona emi eduze kwakhe ephusheni, lokhu kwakuwubufakazi bekhono lakhe lokuthatha umthwalo wemfanelo futhi ahlele ikhaya lakhe ngendlela efanele, njengoba ebeka isisekelo ahamba phezu kwaso ukuze angabangeli isiphithiphithi.
• Uma esika ephusheni, khona-ke lokhu akuwona umonakalo, kodwa kubonisa induduzo yakhe enkulu ekuphileni, futhi engenandaba nanoma yiziphi izinkinga ezingamphazamisa.
• Lapho embona ngenkathi engaphansi kwezinyawo zakhe, iphupho libonisa ukuthi uhlala ekuchumeni okungenakuqhathaniswa kwezinto ezibonakalayo, futhi lokhu kuletha injabulo yakhe nomndeni wakhe.

Iyini incazelo yephupho ngemali ye-green paper yowesifazane okhulelwe?

• Umbono ubonisa ukuthi maduze uzoba nomfana, futhi uzoba nezimfanelo ezinhle. Kuphinde kube wukubonakaliswa kwenala yokuziphilisa ngemva kokuzalwa kwakhe, okumenza athole zonke izicelo zakhe ngaye nengane yakhe ngaphandle kokudinga muntu.
• Iphupho liqinisekisa ukuthi uzoyizala ingane iphile saka futhi ayiphathwa yisifo esingase siyilimaze kamuva.
• Umbono umemezela ukuzalwa okuthambile okungenayo ukukhathala nobuhlungu, futhiMhlawumbe iphupho liwukubonakaliswa komyeni ethola imali eningi, noma ethuthuka emsebenzini wakhe.

Izincazelo ezibaluleke kakhulu ze-8 zokubona imali yephepha ephusheni

Iyini incazelo yephupho ngokunikeza imali yephepha eliluhlaza?

Lapho umphuphi ebona ukuthi le mali unikeza noma ubani, uveza ukulahlekelwa kwakhe imali, futhi lokhu kumenza azizwe edabukile futhi ethukuthele ngalokhu kulahlekelwa okukhulu.

Iyini incazelo yephupho mayelana nokuqoqa imali yephepha emhlabathini?

Iphupho lichaza izincazelo ezijabulisayo kumbukeli, okuyizi:

• Ukubona leli phupho kubonisa ukuthi iminyango eminingi yokuziphilisa ivulekele umphuphi, futhi lokhu kumenza angathinteki kunoma yiziphi izinkinga ezibonakalayo.
• Umbono nawo uwubufakazi bokuthi uzokhetha phakathi kwamantombazane amaningi ngokuzibandakanya futhi ngokuphambene nalokho uma intombazane ingumphuphi.
• Umbono ubonisa ukuthi umphuphi unethemba elikhulu ekuphileni, yingakho efuna ukufinyelela kukho nganoma iyiphi indlela, futhiMhlawumbe iphupho liyincazelo yokuthi umboni uhlala phakathi komphakathi ophephile ongenazo izinxushunxushu nokwesaba.

Iyini incazelo yephupho mayelana nokuthatha imali yephepha ephusheni?

• Mhlawumbe iphupho libonisa ukuthi kukhona ubungane obusha empilweni yomboni, kodwa uma elahlekelwa lokho akuthathile, lokhu kubonisa ukuthi uzobhekana nezinkinga ezingapheli ekuphileni kwakhe.
• Siyabona futhi ukuthi lo mbono uwubufakazi bokufinyelela ezikhundleni eziphezulu ezimenza ahlale ephezulu futhi ngaphandle kokuhlehla.

Iyini incazelo yephupho ngokuthola imali yephepha ephusheni?

• Uma umphuphi ebona ukuthi uthole imali ngenkathi ehamba emgwaqeni, khona-ke iphupho liwukubonakaliswa kokuphila kwakhe okukhulu okuhambisana naye nomaphi lapho eya khona, njengoba engazizwa engenasizo noma ayeke ukusebenza kungakhathaliseki ukuthi kwenzekani.
• Ukubona leli phupho kubonisa ukuthi umphuphi uyaphana futhi uyasiza kuwo wonke umuntu oseduze naye, njengoba engabi namahloni ekuxazululeni noma iyiphi inkinga ebhekene nanoma ubani, kungakhathaliseki ukuthi yini.
• Iphupho libonisa ukuthi umphuphi uzozwa izindaba ezijabulisayo phakathi nenkathi ezayo, nokuthi uzohlala kule njabulo isikhathi eside ngaphandle kwezinkinga ezinciphisa induduzo yakhe.
• Mhlawumbe kwakuyinkulumo yokuthi umphuphi akakwazanga ukukhetha umlingani wakhe wokuphila ngenxa yamantombazane amaningi aseduze naye.
• Lo mbono uwukubonakaliswa kokuthula kwengqondo umphuphi aphila nakho kukho konke ukuphila kwakhe.

Namanje awukwazi ukuthola incazelo yephupho lakho? Faka i-Google bese usesha isayithi laseGibhithe ukuze uthole incazelo yamaphupho.

Iyini incazelo yephupho lemali eminingi yephepha?

•  Ukulibona lichichima ephusheni kuwubufakazi bokuthi uzoyithola imali esikhathini esizayo ngenxa yefa lesihlobo, kodwa ngeke akujabulele kakhulu ngoba kunezinkinga ezithile ezenzeka ngesikhathi ikhona le mali. .
• Futhi uma ebona ukuthi uyitholile, kodwa wayiphonsa ngaphandle kwendlu, iphupho libonisa ukuthi ususa zonke izinkinga ekuphileni kwakhe phakathi nalesi sikhathi.
• Mhlawumbe kuyinkulumo ethi kuningi okokuziphilisa ngendlela eya kulo mboni ngaphandle kokukhathala ukufinyelela kuyo.
• Uma ethathe kunoma ubani omunye, kwakuwubufakazi obucacile bokuthi ukhuluma amanga nawo wonke umuntu oseduze kwakhe, futhi lokhu kumenza abe nezimfanelo ezimbi futhi kumelwe azigweme ngokushesha.

Iyini incazelo yephupho ngemali yephepha elibomvu?

• Akungabazeki ukuthi imali inencazelo enhle ephusheni, kodwa sithola ukuthi uma ikulo mbala, ikhombisa umehluko okhona empilweni yomphuphi ngendlela enkulu.
• Uma owesifazane ohlukanisile ebona le mali ephusheni lakhe, khona-ke iphupho lakhe liveza i-psyche yakhe embi ngenxa yosizi abhekene nalo ngaphezu kwamandla akhe.
• Iphupho lingaba yisixwayiso kulowo obonayo ukuthi uhamba endleleni enqatshelwe ukuze athole imali enqatshelwe, ngakho-ke kufanele aqhele kule ndlela ebhubhayo empilweni yakhe nakusasa.

Iyini incazelo yokubona imali eluhlaza kumuntu ephusheni?

• Wonke umuntu uphupha ngokuthola imali eningi empilweni yakhe, ngakho-ke sithola ukuthi leli phupho liveza umbono wokubona le mali ngokungena kumaphrojekthi aphumelelayo amlethela izinzuzo ezinkulu.
• Umbono uveza ukuthi usefinyelele emazingeni aphezulu emkhakheni wakhe womsebenzi, nokuthi ukhuphuka abe umuntu obaluleke kakhulu kulo mkhakha.
• Uma le ndoda ingashadile, khona-ke lokhu kuwuphawu lokuthi ukuphila kwayo okulandelayo kuyoba nobuhle obuningi, futhi lokhu kuyenza ikwazi ukuhamba endleleni efanele emenza azuze inqwaba yezinto ezibonakalayo. ukuthola unkosikazi ozomjabulisa empilweni yakhe.
• Uma le mali igugile futhi ingeyona entsha ephusheni lakhe, iphupho laqinisekisa ukuthi uhamba endleleni ye-taboos, ngakho-ke kufanele aqhele kule ndlela enzima eholela ekubhujisweni.
• Kodwa uma elahla lemali endala unomphela, lokhu kuwubufakazi bokuthi wenza izenzo ezingalungile phakathi nalesi sikhathi, kodwa uyozigwema futhi aphenduke ngenxa yazo ngokuphelele ngaphandle kokubuyela kuzo futhi, futhi lokhu kungenxa yokuthi uNkulunkulu (swt) ukujabula naye.

Iyini incazelo yephupho ngemali ye-green paper yowesifazane ohlukanisile?

Owesifazane ohlukanisile uphupha izinsuku ezijabulisayo ezizomnxephezela zonke izinsuku ayeziphila nowayeshade naye, ngakho-ke uma ebona leli phupho uzizwa ejabule ngoba uyazi ukubaluleka kwale mali empeleni, futhi lapha. sithola ukuthi umbono wakhe uveza:

• Mhlawumbe iphupho liwukubonakaliswa kuye ukuthi uzohlanganiswa nendoda azojabula nayo futhi ezwe injabulo nenjabulo eduze kwakhe.
• Uveza nokuthi akazange adlule ezikhathini zosizi empilweni yakhe, futhi ngeke aphinde aphile kukho konke okwedlule, njengoba uNkulunkulu (uMninimandla Onke noPhakame) amnxephezela ngazo zonke izinhlekelele adlule kuzo.
• Uma ethatha imali kumyeni wakhe wangaphambili ephusheni, khona-ke lokhu kuyisibonakaliso sokuthi uyamthanda kakhulu futhi ufuna ukubuyela kuye futhi ukuze baqede zonke izinkinga ezibangele ukuhlukana kwabo.

Sithola ukuthi kunezici ezingezinhle kuleli phupho ezenza iphupho lingavezi izinto ezinhle, okuyilezi:

• Uma ebona ukuthi unikeza enye yale mali ephusheni lakhe, lapha sithola ukuthi incazelo iba yimbi, njengoba ikhomba ukuthi ubhekene nokungaboni ngaso linye okuphazamisayo empilweni yakhe okubangelwa ukushoda kwemali.
• Futhi uma ubona ukuthi uyayidla le mali, lokhu kukhomba ukushona komunye wabasondelene naye.
• Lapho ebala imali ephusheni, lokhu kwakuwubufakazi obucacile bokuthi uhlala yedwa kule mpilo emenza azizwe enesizungu, ngoba udinga umuntu ozosondela kuye ukuze aphile kahle naye.
• Iphupho lingase libe yinkulumo yokuthi unethemba lokuthi kukhona okubalulekile okwenzeka empilweni yakhe ngoba uyazi ukuthi kuzoshintsha kakhulu le nqubo aphila kuyo.

Iyini incazelo yokubona imali yamaphepha ekhaya ephusheni?

• Akungabazeki ukuthi ukumbona engaphakathi endlini kubangela injabulo enkulu kuwo wonke umuntu ngaphandle kokukhetha, futhi lokhu kungenxa yokuthi ufeza zonke izicelo zabo kubo ngaphandle kokugwedla kunoma ubani, futhi siyabona ukuthi incazelo yalo ephusheni ibhekisela ekuphileni ngokuchuma nokwaneliseka. kuwo wonke umuntu osendlini, ngakho-ke ababoni ukuthi kukhona ukushoda ezidingweni zabo, futhi lokhu kuyilungiselelo elivela kuNkulunkulu (uMninimandla Onke) awethula kumphuphi empilweni yakhe ukuze adumise iNkosi yakhe futhi abe munye. kwabalungileyo.
• Uma umphuphi eyifihle endlini yakhe abantu bakulomuzi bengazi, umbono ukhombisa ukuthi ulindele ifa elizoshintsha impilo yakhe, noma usebenzela amaphrojekthi aphumelelayo azomenza athole imali eningi isigaba esilandelayo.
• Lapho ezibala ephusheni, kodwa akazitholanga ziphelele ngenani elifanayo, lokhu kwakuwubufakazi bokuthi imali yakhe wayengayigcini ezindaweni ezifanele futhi wayehlale eyiqili ezintweni ezingasho lutho.
• Ukulishisa akusho okuhle kumboni, kunalokho kukhomba ukulahlekelwa emalini yakhe okumenza aphile ngosizi nezikweleti ezilandelanayo.